Impact of financial factors on size of the credit facilities granted by the Jordanian commercial banks for period 1996-2010

This study aimed to find the impact of capital, volume of deposits, size of cash holdings, and interest rates in the Jordanian commercial banks on the credit facilities that granted for customers . I had been collecting data on credit facilities which granted by Jordanian commercial banks and the financial factors that formed the study (amount of capital, volume of deposits, size of cash holdings and the interest rate) from different resources , then the data was analyzed through the statistical analysis of E-views program by using a set of tests, including test method of least squares in the regression analysis (OLS). The results indicated that there was no significant effect for the size of capital, volume of deposits, size of cash holdings, and the interest rate in the Jordanian commercial banks on size of the credit facilities that granted for customers. The study also recommended that the Jordanian commercial banks has to follow the policies revolving credit contribute to improve the capital ratios for total assets, and the percentage of total deposits to total assets, domestic assets, and the rate of interest, since it shows the results of the analysis that the credit facilities that are causing these variables.